third-party insurance
noun/ˌθɜːd pɑːti ɪnˈʃʊərəns/, /ˌθɜːd pɑːti ɪnˈʃɔːrəns/
/ˌθɜːrd pɑːrti ɪnˈʃʊrəns/
[uncountable]- insurance that covers (= protects) you if you injure somebody or damage somebody’s property
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third-party insurance